:root {
  --blue-dark: #041f35;
  --blue: #073a63;
  --green-dark: #033827;
  --green: #064f3a;
  --gold: #d7b15f;
  --copper: #b56850;
  --ink: #ffffff;
  --muted: rgba(255, 255, 255, 0.74);
  --line: rgba(255, 255, 255, 0.13);
  --shadow: 0 22px 60px rgba(0, 0, 0, 0.22);
  font-family: "Aptos", "Segoe UI", Arial, sans-serif;
  color: var(--ink);
  background: var(--blue-dark);
}

* {
  box-sizing: border-box;
}

html {
  scroll-behavior: smooth;
}

body {
  margin: 0;
  min-width: 320px;
  background:
    radial-gradient(circle at 12% 8%, rgba(215, 177, 95, 0.13), transparent 25%),
    radial-gradient(circle at 88% 18%, rgba(181, 104, 80, 0.12), transparent 22%),
    var(--blue-dark);
}

img {
  display: block;
  width: 100%;
}

a {
  color: inherit;
}

button,
input,
select,
textarea {
  font: inherit;
}

.site-header {
  position: fixed;
  inset: 0 0 auto;
  z-index: 10;
  display: grid;
  grid-template-columns: auto 1fr auto;
  align-items: center;
  gap: 28px;
  padding: 16px clamp(18px, 5vw, 64px);
  background: rgba(4, 31, 53, 0.92);
  border-bottom: 1px solid var(--line);
  backdrop-filter: blur(18px);
}

.brand {
  display: inline-flex;
  align-items: center;
  gap: 12px;
  text-decoration: none;
}

.brand-logo {
  display: block;
  flex: 0 0 auto;
  width: 72px;
  height: 46px;
  filter: drop-shadow(0 12px 22px rgba(0, 0, 0, 0.28));
}

.logo-bg {
  fill: var(--green-dark);
  stroke: var(--gold);
  stroke-width: 2;
}

.logo-line {
  fill: none;
  stroke: rgba(244, 215, 143, 0.56);
  stroke-width: 1.5;
}

.logo-j,
.logo-m {
  font-family: Georgia, "Times New Roman", serif;
  font-weight: 900;
  paint-order: stroke fill;
  stroke: rgba(0, 0, 0, 0.18);
  stroke-width: 1;
}

.logo-j {
  fill: #ffffff;
  font-size: 42px;
}

.logo-m {
  fill: var(--gold);
  font-size: 31px;
}

.brand strong,
.brand small {
  display: block;
}

.brand strong,
h1,
h2,
h3 {
  font-family: Georgia, "Times New Roman", serif;
  letter-spacing: 0;
}

.brand small {
  color: var(--muted);
  font-size: 0.76rem;
  letter-spacing: 0.08em;
  text-transform: uppercase;
}

nav {
  display: flex;
  justify-content: center;
  gap: clamp(14px, 3vw, 34px);
}

nav a,
.header-cta {
  font-weight: 650;
  text-decoration: none;
}

.header-cta,
.button,
.contact-form button {
  display: inline-flex;
  min-height: 46px;
  align-items: center;
  justify-content: center;
  padding: 0 18px;
  color: white;
  background: var(--green-dark);
  border: 0;
  border-radius: 8px;
  font-weight: 700;
  text-decoration: none;
  cursor: pointer;
}

.hero {
  position: relative;
  overflow: hidden;
  display: grid;
  grid-template-columns: 1fr minmax(320px, 0.82fr);
  gap: clamp(28px, 6vw, 86px);
  align-items: center;
  min-height: 92vh;
  padding: 120px clamp(18px, 5vw, 64px) 52px;
  background: #041f35;
}

.hero-bg-motion {
  position: absolute;
  inset: 0;
  z-index: 0;
  width: 100%;
  height: 100%;
  background: #041f35;
  object-fit: cover;
  object-position: center;
  opacity: 0.46;
}

.hero::before {
  position: absolute;
  inset: 0;
  z-index: 0;
  background: linear-gradient(135deg, rgba(4, 31, 53, 0.95), rgba(3, 56, 39, 0.78));
  content: "";
  pointer-events: none;
}

.hero::after {
  position: absolute;
  z-index: 0;
  right: clamp(18px, 5vw, 64px);
  bottom: 38px;
  width: 190px;
  height: 64px;
  border-top: 1px solid rgba(255, 255, 255, 0.22);
  border-right: 1px solid rgba(244, 215, 143, 0.28);
  content: "";
}

.hero-copy,
.hero-photo {
  position: relative;
  z-index: 1;
}

.hero-copy {
  max-width: 760px;
}

.eyebrow {
  margin: 0 0 12px;
  color: #ffffff;
  font-size: 0.78rem;
  font-weight: 700;
  letter-spacing: 0.13em;
  text-transform: uppercase;
}

h1,
h2,
h3,
p {
  margin-top: 0;
}

h1 {
  margin-bottom: 20px;
  font-size: clamp(3rem, 7vw, 6.4rem);
  line-height: 0.95;
}

h1 span {
  display: block;
  color: #f4d78f;
}

h2 {
  margin-bottom: 18px;
  font-size: clamp(2.1rem, 4.2vw, 3.8rem);
  line-height: 1;
}

p {
  color: var(--muted);
  line-height: 1.7;
}

.hero-copy p:not(.eyebrow) {
  max-width: 600px;
  font-size: clamp(1.04rem, 1.7vw, 1.24rem);
}

.hero-actions {
  display: flex;
  flex-wrap: wrap;
  gap: 12px;
  margin-top: 30px;
}

.button.secondary {
  background: rgba(255, 255, 255, 0.12);
  border: 1px solid rgba(255, 255, 255, 0.42);
}

.hero-photo {
  position: relative;
  overflow: hidden;
  padding: 10px;
  background: #061d2f;
  border: 1px solid var(--line);
  border-radius: 8px;
  box-shadow: var(--shadow);
}

.hero-photo img {
  aspect-ratio: 4 / 5;
  height: 100%;
  border-radius: 6px;
  object-fit: cover;
  object-position: center top;
  box-shadow: 0 14px 40px rgba(0, 0, 0, 0.24);
}

.stats {
  display: grid;
  grid-template-columns: repeat(3, 1fr);
  background: #062b36;
}

.stats div {
  position: relative;
  padding: 32px clamp(18px, 4vw, 54px);
  border: 1px solid var(--line);
}

.stats div::after {
  position: absolute;
  right: 22px;
  bottom: 22px;
  width: 42px;
  height: 42px;
  border: 1px solid rgba(215, 177, 95, 0.24);
  border-radius: 50%;
  content: "";
}

.stats span {
  display: block;
  color: var(--muted);
  font-size: 1.03rem;
  line-height: 1.55;
}

.stats strong {
  display: block;
  margin-bottom: 6px;
  font-family: Georgia, "Times New Roman", serif;
  font-size: clamp(1.8rem, 3.2vw, 2.8rem);
}

.decor-strip {
  display: grid;
  grid-template-columns: repeat(4, 1fr);
  gap: 1px;
  padding: 1px;
  background: rgba(215, 177, 95, 0.28);
}

.decor-strip span {
  min-height: 58px;
  padding: 18px clamp(16px, 3vw, 34px);
  color: #f7f0df;
  background:
    linear-gradient(135deg, rgba(3, 56, 39, 0.96), rgba(7, 58, 99, 0.94)),
    var(--green-dark);
  font-family: Georgia, "Times New Roman", serif;
  font-weight: 800;
  text-align: center;
}

.help-bar {
  display: grid;
  grid-template-columns: auto 1fr;
  align-items: center;
  gap: 18px;
  padding: 18px clamp(18px, 5vw, 64px);
  background: #f7f0df;
  color: #062032;
  border-block: 1px solid rgba(6, 32, 50, 0.16);
  box-shadow: inset 0 1px 0 rgba(255, 255, 255, 0.72);
}

.help-bar p {
  margin: 0;
  color: #062032;
  font-family: Georgia, "Times New Roman", serif;
  font-size: clamp(1.2rem, 2vw, 1.65rem);
  font-weight: 800;
  text-transform: uppercase;
}

.help-bar div {
  display: flex;
  flex-wrap: wrap;
  gap: 10px;
}

.help-bar a {
  display: inline-flex;
  min-height: 42px;
  align-items: center;
  padding: 0 18px;
  color: #062032;
  background: #ffffff;
  border: 1px solid rgba(6, 32, 50, 0.16);
  border-radius: 999px;
  font-weight: 800;
  text-decoration: none;
}

.section,
.contact {
  position: relative;
  overflow: hidden;
  padding: clamp(72px, 9vw, 128px) clamp(18px, 5vw, 64px);
}

.section::before {
  position: absolute;
  top: 34px;
  right: clamp(18px, 5vw, 64px);
  width: 110px;
  height: 110px;
  border-top: 1px solid rgba(244, 215, 143, 0.2);
  border-right: 1px solid rgba(244, 215, 143, 0.2);
  content: "";
}

.section::after {
  position: absolute;
  left: clamp(18px, 5vw, 64px);
  bottom: 34px;
  width: 82px;
  height: 82px;
  border-left: 1px solid rgba(255, 255, 255, 0.12);
  border-bottom: 1px solid rgba(255, 255, 255, 0.12);
  content: "";
}

.section > *,
.contact > * {
  position: relative;
  z-index: 1;
}

.about {
  display: grid;
  grid-template-columns: 0.9fr 1.1fr;
  gap: clamp(28px, 6vw, 84px);
  background:
    linear-gradient(135deg, rgba(4, 31, 53, 0.98), rgba(4, 31, 53, 0.9)),
    repeating-linear-gradient(90deg, transparent 0 38px, rgba(255, 255, 255, 0.025) 38px 39px);
}

.about-copy {
  max-width: 760px;
}

.photo-feature,
.services,
.loans-section,
.tax-section {
  background:
    linear-gradient(135deg, rgba(6, 43, 54, 0.98), rgba(4, 31, 53, 0.96)),
    repeating-linear-gradient(135deg, transparent 0 42px, rgba(215, 177, 95, 0.035) 42px 43px);
}

.section-heading {
  margin-bottom: 28px;
}

.section-heading h2 {
  max-width: 980px;
}

.section-media {
  overflow: hidden;
  min-height: 320px;
  margin-bottom: 22px;
  background-position: center;
  background-size: cover;
  border: 1px solid var(--line);
  border-radius: 8px;
  box-shadow: var(--shadow);
}

.mortgage-media {
  background-image:
    linear-gradient(90deg, rgba(4, 31, 53, 0.08), rgba(4, 31, 53, 0.22)),
    url("https://images.unsplash.com/photo-1560518883-ce09059eeffa?auto=format&fit=crop&w=1600&q=85");
}

.loan-media {
  min-height: 100%;
  margin-bottom: 0;
  background-image:
    linear-gradient(135deg, rgba(4, 31, 53, 0.1), rgba(3, 56, 39, 0.3)),
    url("https://images.unsplash.com/photo-1554224155-6726b3ff858f?auto=format&fit=crop&w=1400&q=85");
}

.tax-media {
  min-height: 100%;
  margin-bottom: 0;
  background: linear-gradient(135deg, #f7f0df, #c9d7d0);
}

.tax-media img {
  height: 100%;
  min-height: inherit;
  object-fit: cover;
  object-position: center;
}

.service-grid {
  display: grid;
  grid-template-columns: repeat(3, 1fr);
  gap: 18px;
}

.service-grid article,
.tax-panel,
.loan-copy {
  position: relative;
  overflow: hidden;
  background:
    linear-gradient(145deg, rgba(7, 58, 99, 0.96), rgba(3, 56, 39, 0.78)),
    var(--blue);
  border: 1px solid var(--line);
  border-radius: 8px;
  box-shadow: 0 14px 38px rgba(0, 0, 0, 0.16);
}

.service-grid article {
  min-height: 220px;
  padding: 28px;
}

.info-card::before,
.info-card::after {
  position: absolute;
  pointer-events: none;
  content: "";
}

.info-card::before {
  top: 18px;
  right: 18px;
  width: 54px;
  height: 38px;
  border: 1px solid rgba(215, 177, 95, 0.42);
  border-top: 0;
  transform: skew(-10deg);
}

.info-card::after {
  right: 33px;
  bottom: 18px;
  width: 44px;
  height: 44px;
  border: 1px solid rgba(255, 255, 255, 0.16);
  border-radius: 50%;
}

.info-card h3 {
  position: relative;
  z-index: 1;
}

.info-card p {
  position: relative;
  z-index: 1;
  font-size: clamp(1.02rem, 1.3vw, 1.14rem);
  line-height: 1.78;
}

.service-grid span {
  display: inline-flex;
  margin-bottom: 34px;
  color: #f4d78f;
  font-weight: 700;
}

.tax-panel {
  display: grid;
  gap: 20px;
  padding: clamp(24px, 4vw, 40px);
}

.tax-panel .button {
  width: max-content;
}

.loan-layout,
.tax-layout {
  display: grid;
  grid-template-columns: 0.9fr 1.1fr;
  gap: 22px;
}

.loan-copy {
  padding: clamp(26px, 4vw, 44px);
}

.tax-layout {
  grid-template-columns: 1.08fr 0.92fr;
}

.photo-story {
  display: grid;
  grid-template-columns: 1.05fr 0.95fr;
  gap: clamp(24px, 5vw, 56px);
  align-items: center;
}

.photo-panel {
  overflow: hidden;
  background: var(--blue);
  border: 1px solid var(--line);
  border-radius: 8px;
  box-shadow: var(--shadow);
}

.photo-panel img {
  height: auto;
  object-fit: contain;
  object-position: center top;
}

.faded-photo img {
  opacity: 0.68;
}

.story-copy {
  max-width: 720px;
}

.story-copy h3 {
  margin-bottom: 16px;
  font-size: clamp(1.7rem, 3vw, 2.5rem);
}

.contact {
  display: grid;
  grid-template-columns: 0.88fr 1.12fr;
  gap: clamp(28px, 6vw, 84px);
  background:
    linear-gradient(135deg, rgba(3, 56, 39, 0.98), rgba(4, 31, 53, 0.96)),
    repeating-linear-gradient(135deg, transparent 0 44px, rgba(255, 255, 255, 0.035) 44px 45px);
}

.contact-details {
  display: grid;
  gap: 12px;
  margin-top: 28px;
}

.contact-details a {
  display: flex;
  min-height: 58px;
  align-items: center;
  gap: 14px;
  width: fit-content;
  max-width: 100%;
  padding: 12px 16px;
  color: #ffffff;
  background: rgba(255, 255, 255, 0.08);
  border: 1px solid rgba(255, 255, 255, 0.22);
  border-radius: 8px;
  font-weight: 700;
  text-decoration: none;
}

.contact-icon {
  position: relative;
  display: inline-block;
  flex: 0 0 auto;
  width: 24px;
  height: 24px;
}

.phone-icon {
  border: 2px solid #f4d78f;
  border-radius: 8px 8px 10px 10px;
  transform: rotate(-18deg);
}

.phone-icon::before {
  position: absolute;
  inset: 4px 7px;
  border-top: 2px solid #f4d78f;
  border-bottom: 2px solid #f4d78f;
  content: "";
}

.email-icon {
  border: 2px solid #f4d78f;
  border-radius: 4px;
}

.email-icon::before,
.email-icon::after {
  position: absolute;
  top: 7px;
  width: 13px;
  height: 2px;
  background: #f4d78f;
  content: "";
}

.email-icon::before {
  left: 1px;
  transform: rotate(34deg);
}

.email-icon::after {
  right: 1px;
  transform: rotate(-34deg);
}

.contact-form {
  display: grid;
  gap: 16px;
  padding: clamp(22px, 4vw, 38px);
  background: rgba(4, 31, 53, 0.82);
  border: 1px solid var(--line);
  border-radius: 8px;
  box-shadow: var(--shadow);
}

.contact-form button:disabled {
  cursor: wait;
  opacity: 0.72;
}

.h-captcha {
  min-height: 78px;
}

.hidden-field {
  display: none;
}

label {
  display: grid;
  gap: 8px;
  color: rgba(255, 255, 255, 0.78);
  font-size: 0.8rem;
  font-weight: 650;
  letter-spacing: 0.08em;
  text-transform: uppercase;
}

input,
select,
textarea {
  width: 100%;
  min-height: 48px;
  padding: 0 14px;
  color: #061d2f;
  background: #fff;
  border: 1px solid transparent;
  border-radius: 8px;
  outline: 0;
}

textarea {
  min-height: 132px;
  padding-top: 14px;
  resize: vertical;
}

.form-status {
  min-height: 24px;
  margin: 0;
  color: #bdebdc;
  font-weight: 650;
}

footer {
  display: flex;
  justify-content: space-between;
  gap: 20px;
  padding: 28px clamp(18px, 5vw, 64px);
  color: var(--muted);
  background: var(--blue-dark);
}

footer p {
  margin: 0;
}

footer a {
  color: white;
  font-weight: 700;
  text-decoration: none;
}

.thank-you-page {
  display: grid;
  min-height: 100vh;
  place-items: center;
  padding: clamp(32px, 6vw, 80px);
  background:
    linear-gradient(135deg, rgba(4, 31, 53, 0.96), rgba(3, 56, 39, 0.9)),
    url("https://images.unsplash.com/photo-1450101499163-c8848c66ca85?auto=format&fit=crop&w=1800&q=85");
  background-position: center;
  background-size: cover;
}

.thank-you-panel {
  max-width: 760px;
  padding: clamp(28px, 5vw, 54px);
  background: rgba(4, 31, 53, 0.84);
  border: 1px solid var(--line);
  border-radius: 8px;
  box-shadow: var(--shadow);
}

.thank-you-panel h1 {
  font-size: clamp(2.8rem, 6vw, 5.6rem);
}

@media (max-width: 920px) {
  .site-header {
    grid-template-columns: 1fr auto;
  }

  nav {
    display: none;
  }

  .hero,
  .about,
  .photo-story,
  .loan-layout,
  .tax-layout,
  .contact {
    grid-template-columns: 1fr;
  }

  .hero {
    align-items: center;
  }

  .stats,
  .service-grid,
  .decor-strip {
    grid-template-columns: 1fr;
  }

  .loan-media,
  .tax-media {
    min-height: 320px;
  }
}

@media (max-width: 620px) {
  .brand span:last-child {
    display: none;
  }

  .site-header,
  .hero,
  .section,
  .contact {
    padding-right: 14px;
    padding-left: 14px;
  }

  .help-bar {
    grid-template-columns: 1fr;
    padding-right: 14px;
    padding-left: 14px;
  }

  .help-bar a {
    flex: 1 1 130px;
    justify-content: center;
  }

  .decor-strip span {
    min-height: 48px;
  }

  .section-media {
    min-height: 240px;
  }

}
